定年を迎えた人は再雇用か年金生活を選べます。厚生年金は加入期間や給与額で受給額が決まります。記事では年収600万円、勤続40年の場合の年金受給額を試算し、年金の仕組みを振り返ります。日本の年金制度は世代間の支え合い、国民皆年金、2階建て構造があり、平均受給額は男子約16万円、女子約10万円です。将来、男女共働きが進む中で、女性の年金も増加する見込みです。
Teinen o mukaeta hito wa saikoyō ka nennkin seikatsu o erabemasu. Kōsei nennkin wa kanyū kikān ya kyūyo-gaku de jukyū-gaku ga kimarimasu. Kiji de wa nenshū 600 man-en, kinzoku 40-nen no baai no nennkin jukyū-gaku o shisan shi, nennkin no shikumi o furikaerimasu. Nihon no nennkin seido wa sedai kan no sasaeai, kokumin min nennkin, 2-kai-date kōzō ga ari, heikin jukyū-gaku wa danshi yaku 16 man-en, joshi yaku 10 man-en desu. Shōrai, danjo tomobataraki ga susumu naka de, josei no nennkin mo zōka suru mikomi desu.
People who reach retirement age can choose between reemployment or living on a pension. The amount received from the Employees’ Pension Insurance is determined by the period of enrollment and the salary amount. The article estimates the pension amount for someone with an annual income of 6 million yen and 40 years of service, and reviews the pension system. Japan’s pension system features intergenerational support, universal pension coverage, and a two-tier structure, with the average pension amount being approximately 160,000 yen for men and 100,000 yen for women. In the future, as dual-income households become more common, women’s pensions are expected to increase as well.
定年(Teinen): Retirement
再雇用(Saikoyō): Reemployment
年金生活(Nenkin seikatsu): Pension living
厚生年金(Kōsei nenkin): Welfare pension
加入期間(Kanyū kikan): Enrollment period
給与額(Kyūyo gaku): Salary amount
受給額(Jukyū gaku): Payment amount
年収(Nyenshū): Annual income
勤続(Kinzoku): Years of service
年金受給額(Nenkin jukyū gaku): Pension payment amount
試算(Shisan): Estimation
年金の仕組み(Nenkin no shikumi): Pension system
日本の年金制度(Nihon no nenkin seido): Japan’s pension system
世代間の支え合い(Sedai kan no sasae ai): Intergenerational support
国民皆年金(Kokumin kai nenkin): Universal pension
2階建て構造(Nikai date kōzō): Two-tier structure
平均受給額(Heikin jukyū gaku): Average payment amount
男子(Danshi): Men
約(Yaku): About
女性(Josei): Women
将来(Shōrai): Future
男女共働き(Danjyo tomoraka): Dual-income couples
増加する見込み(Zōka suru mikomi): Expected increase
https://news.yahoo.co.jp/articles/65363dc0d4757494fead5fcb315738c8d16a1f56